Capital Readiness Portal
Business Funding Readiness & Fundability Assessment
Find out how fundable your business really is. This 150-point audit measures four pillars — Entity & Identity, Credit Bureau, Banking & Financial, and Personal Guarantee — and shows you exactly what to fix before you apply for funding. Most businesses are denied for compliance gaps, not just credit.
The Four Pillars
Items 1–40
Entity & Identity Foundations
40 checkpoints audited.
Items 41–80
Credit Bureau Profile Structuring
40 checkpoints audited.
Items 81–120
Banking Data & Financial Health
40 checkpoints audited.
Items 121–150
Personal Guarantee & Funding Underwriting
30 checkpoints audited.
Capital Readiness Pathways
Prepare Your Business for Funding
The 150-point audit is free to run. When you're ready, move through three optional steps — get your bankability score, build your credit profile, and secure funding. You only pay for the steps you use.
Step 1 · Get Your Score
Bankability Diagnostic
$599
The Mechanic
Complete the intake and we run your credentials through our 150-point diagnostic scan, then deliver a clear readiness report.
The Deliverable
A branded Capital Readiness Assessment that flags formatting errors, mismatched filings, unverified addresses, and high-risk NAICS codes.
- 150-point automated diagnostic scan
- Branded Capital Readiness Assessment
- Formatting & compliance error report
- Funding-readiness verdict
Pricing: $599 one-time
Get My DiagnosticStep 2 · Build & Track
Credit Builder & Advisory Portal
$249 / month
The Mechanic
Log in to your secure client portal and follow a guided roadmap to add Tier 1–4 business tradelines in sequence.
The Deliverable
Monthly tracking dashboards, automated payment alerts, a document locker for bank statements, and ongoing corporate score tracking.
- Custom client portal login
- Tier 1–4 tradeline building roadmap
- Monthly tracking dashboards
- Automated document locker
- Ongoing corporate score tracking
Pricing: $249 per month
Subscribe to PortalStep 3 · Get Funded
Funding Placement Advisory
3% of funded capital
The Mechanic
Once your dashboard shows "Funding Ready," we package your documents and submit them to lenders through our partner portal lanes.
The Deliverable
Direct, secure placement of business loans, lines of credit, or equipment financing.
- Funding-Ready document packaging
- Lender matching via partner portal lanes
- Business loan & line-of-credit placement
- Equipment financing placement
- Performance-based — no upfront cost
Pricing: A 3% success fee on funded capital, paid only when your loan is distributed.
Talk to a Funding AdvisorContinue Your Journey
Business Funding Readiness & Fundability Preparation
Before applying for business funding, strengthen the areas lenders and financial institutions evaluate. Review entity foundations, credit profile, banking and financial readiness, documentation, and other fundability factors.